📝 Morning Memo

Terms of Service

1. Acceptance of Terms

By accessing and using this website, you agree to comply with and be bound by the following terms and conditions of use. If you do not agree with any part of these terms, you should not use our site.

2. Use of the Site

This website is intended to provide information and editorial content published by N & B 1601 LLC under the Morning Memo brand. The content of the site is for general informational purposes only.

3. Intellectual Property

All content included on this site, such as text, graphics, logos, images and software, is the property of N & B 1601 LLC or its content suppliers and is protected by United States and international copyright laws.

4. Limitation of Liability

N & B 1601 LLC shall not be liable for any direct, indirect, incidental, consequential or punitive damages arising out of your access to or use of this website.

5. Links to Third-Party Sites

This site may contain links to third-party websites. N & B 1601 LLC has no control over the content of those sites and assumes no responsibility for them.

6. Modifications to the Terms

N & B 1601 LLC reserves the right to modify these terms at any time. Changes take effect immediately upon being posted on the site.

7. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of Florida, United States. Any dispute relating to these terms shall be subject to the exclusive jurisdiction of the courts of Florida.

8. Contact Information

If you have any questions about these Terms of Service, please contact us by email: support@yourmorningmemo.it.com

Privacy Policy

1. Introduction

N & B 1601 LLC is committed to protecting the privacy of visitors to this website. This Privacy Policy describes how we collect, use and protect your personal information.

2. Information We Collect

2.1 Information Provided Voluntarily

We may collect information you provide voluntarily when contacting us, including:

• Full name
• Email address
• Phone number
• Messages and communications sent to us

2.2 Information Collected Automatically

When you visit our website, we may automatically collect certain information, including:

• IP address
• Browser type
• Pages visited and time spent
• Date and time of access
• Operating system

3. How We Use Your Information

The information collected is used to:

• Respond to your requests and questions
• Improve our site and content
• Send information about our publication (with your consent)
• Comply with legal and regulatory obligations
• Prevent fraud and ensure the security of the site

4. Sharing of Information

N & B 1601 LLC does not sell, rent or share your personal information with third parties, except:

• When required by law or court order
• With service providers that help us operate the site
• To protect our rights, property or safety
• With your explicit consent

5. Cookies and Similar Technologies

The site may use cookies and similar technologies to improve the user experience. Cookies are small text files stored on your device. You can set your browser to refuse cookies, but this may affect site functionality.

6. Data Security

N & B 1601 LLC implements appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure or destruction. However, no method of transmission over the Internet is 100% secure.

7. Data Retention

We will keep your personal information only for as long as necessary to fulfill the purposes described in this policy, unless a longer retention period is required or permitted by law.

8. Your Rights

You have the right to access, correct, or request deletion of your personal data, to object to or restrict its processing, and to withdraw consent at any time. To exercise any of these rights, please contact us using the details below.

9. Children's Privacy

The site is not directed to children under 18 without the consent of a parent or guardian. We do not knowingly collect personal information from minors without authorization. If we become aware that we have collected data from a minor without consent, we will take steps to remove that information.

10. Changes to This Policy

N & B 1601 LLC reserves the right to modify this Privacy Policy at any time. Any changes will be posted on this page with the date of the last update. We recommend that you review this policy periodically.

11. Contact

N & B 1601 LLC

1610 S Dixie Hwy #1, Pompano Beach, FL 33060, United States

Email: support@yourmorningmemo.it.com

Last Updated: April 27, 2026